What Are We About?

The CaliAmi Partners, LLC, is an organization based in both Los Angeles and Miami. It was founded by two recent Florida State University graduates and is intended to be a resource for students entering college. After initially collaborating to co-author I’m Tired of Being Broke, The CaliAmi Partners are focused on providing young collegians with tools geared toward achieving financial independence and total wellness. Our mission is to create a legion in which all adolescents and transitioning adults, males and females, can identify with. Since our inception in 2007, our goal has been to equip students with a manual and a vision of what it takes to flourish beyond the classroom so they are better equipped to fully transition into adulthood. Ultimately, our commitment is to share our vision with institutions of higher education, colleges and universities both public and private. As young adults who understand the struggle that comes with transitioning into independent adulthood, we directly relate with all the people we are trying to reach.

Friday, March 13, 2009

"Dose of Reality" Volume.1 Issue.6-Arm Thrash & Eye Bash

Being broke covers more than lack of adequate finances. In addition to lack of funds, we exhaust our resources physically.

As told by Samantha Squalls:

About a week ago I was in church giving praise with my daughter in my arms ( the choir was from Japan; they were EXCELLENT). Full of the spirit of the moment, she begins thrashing her arms. Before you know it, her jubilant little fist met my unsuspecting eye. The blow dropped me to my seat where my right eye throbbed . I thought , “Oh, the pain will subside. It’s just a hit to the eye,” but it extended further than anything I imagined .

After the pain didn’t subside I knew I had some choices to make. I told anyone who’d listen, how my eye hurt, but no one understood . My cherry red eye teared and watered constantly and I woke up every hour Sunday night in pain. I was forced to phone an ophthalmologist, but as soon as I made my appointment, I pondered, “How am I going to pay for this visit?” Now I’m physically and literally broke; I need some serious repair.

Free clinics are out there and have dependable, respectable doctors.
Some websites to find free clinics are

  • www.freemedicalcamps.com
  • www.freemedclinic.org
  • www.findahealthcenter.hrsa.gov

As told by Baronessa Bonano:

I’ve concluded that financial security won’t cure a broken spirit and after being debriefed on the Rihanna-Chris Brown incident, a flood of thoughts swam through my mind. I wondered what made lil homie go off the handle like that? I’m saddened by the news, but more troubled by the Giant magazine article that was referenced in various media outlets. His story hits close to home as my own memories of anger and frustration welled up, breaking the dam on my personal bank of nightmares. Things happen during childhood that are out of your control. Experiencing domestic abuse is one of them. People respond differently to the curve balls life throws you. Some of us turn those at-bats into hits and some of us strike out.

From my own experience, there’s nothing worse than watching a loved one take abuse, especially your mother. I can attest to harboring murderous feelings toward the attacker, but when he’s your father, you try your best to file them away while attributing his behavior to his own years of unfortunate circumstance. Regardless of what the cause is, it is not right to assault another person without provocation, however, gentlemen, even in the event that a woman incites you, remember: cooler heads prevail. I vowed that I would never repeat the cycle and believe me, after my own close call, I learned immediately, violence never resolves the issue .

If you’ve been a victim of or are currently subject to abuse, please understand that you’re not alone. There are plenty of free resources available to you to help you get out of your situation. Love and God Bless.

Places to assist you are :

  • 1. Domestic Violence Hotline at 1-800-799-SAFE(7233 )or www.ndvh.org
  • 2. The Healing Club, an online support community for domestic violence victims, survivors, and others who want to take part in the “healing” process or know someone who has been touched by domestic violence. The Healing Club is about “healing and rebuilding.” www.healingclub.com
  • 3. The Cosmetic and Reconstructive Support Program is the only direct service program that the National Coalition Against Domestic Violence (NCADV) offers to survivors. So in the worse case scenario help is out there. Please visit www.ncadv.org



Wednesday, February 25, 2009

"Dose of Reality" Volume.1 Issue.4-No Paddle

  • NO PADDLE

If you’re familiar with, “Up shit’s creek without a paddle,”then you understand how important it is to plan. Unfortunately, my reluctance to plan landed me waist deep inshit’s creek. Over time, I learned life is akin to a labyrinth with divergent paths around every corner, so it’s in your best interest to use everything at your disposal to help you navigate it. “If you fail to plan, you plan to fail.”

Agendas keep you on track to accomplish tasks in a timely and efficient manner. Because you'll have dozens of distractions over the course of a day, you set yourself up for failure by trying to take on the impossible task of trying to remember everything. Create a plan. An agenda will help you achieve 3 things:

  • 1. It will keep your mind organized. An organized mind is more productive and insightful.
  • 2. Because you are organized, your agenda will alleviate the stress of having to remember too many things.
  • 3.In addition, an agenda will maximize your time and ability to complete your goals, creating opportunities to carry out more tasks or enjoy free time.

Can you remember your first time behind the wheel of a car? Recall the tension in your hands as you ease on the accelerator. Remember your focus and how, after only a short while, you became comfortable driving. Unfortunately, that confidence led me astray. Convinced I had things under control; I found myself inattentive to the condition of the road ahead and began steering down the wrong path. I failed to plan and in time, I was in peril.

In accordance to my usual car maintenance, “Crustacea,” my ‘96 green paint peeling Honda Accord was on her way to the shop for an oil change. In an attempt to get better service for my beloved, I flash my pearly whites and bat my lashes as a courtesy to the gentlemen in the shop. Confident that no respectable man would allow a lovely lady to risk life and limb, my first question was, “How do my tires look?” Praying for an honest answer while being met by a bunch of raised eyebrows, a sense of urgency in Spanish twang tried to reason with me. My service tech says, “Mama please go purchase two new tires ‘cause it’s not looking good.” Generally, I’m all for new shit, but with respect to my bank account, I couldn’t afford brand new tires. When I arrived home, I ran down the events with my mom and she quickly offers to pick up the tab. With foolhardy pride and much ignorance, I decline without hesitation; after all, I had just moved back homeand I don’t mooch.

I couldn’t believe I would be out of $243.17 because at the time, that price looked like the whole arm and leg, so I opted for an alternative. I concluded that used tires would be my solution and boy did I get used tires. Initially, the road trip went well, however, 27 miles out of Gainesville, while traveling upwards of 80 mph, my car starts shaking uncontrollably. Permeating the air were sounds reminiscent of gun shots and my vehicle began veering left. By God’s grace, no one was in my path and as the car struggles and slows I tried my best to avoid the median. I exit Crustacea, and as I assess the damage, I see that there’s a fat ass hole in the wearily worn discount tires, the outer layer of rubber is approximately 25 ft behind me and all I can see are exposed wires caught in my axle dangling in the dirt. I couldn’t believe my luck! I drove on those tires less than 10 hours and they already failed me.

After gaining my bearing, I reenter my car, turn on my emergency lights and navigate the slow lane to the first available exit. I travel at a snails pace, 10 mph, and spot a tire shop. As luck would have it, it was closed, but I kept the faith! I make my way back to the interstate and travel for an additional 23 minutes before I approach the next exit. This time, however, luck is in my favor. I found another used tired shop in what I can only describe as Hicksville, USA. Fortunately,or shall I say unfortunately, I’m greeted by attentive gentlemen who clearly weren’t used to Hispanic women. As I ignore the advances of the boss and the virgin employee that he tries to put off on me, I finally resolve my issue and make my way to my destination after an hour delay.

In time, I would attempt to return home still ignorant to the hazards I would face on the path ahead. After experiencing another blowout, my tire and car were in such ill repair that I couldn’t even slow roll Crustacea to the next exit. Realizing I would have to hoof it, I get out no worse for wear, dressed in a green button down, a pair of brown tights, and some fire knee high brown leather boots, determined to get my problem resolved. Before I could take 10 steps, a car pulls up behind mine. Behind the wheel was a Georgia Tech alum that’s a mechanical engineer and a member of a Camaro Club. He had a pump, the tools, and know-how to get the job done for me. After putting on my spare and rotating my back tire to the front, he followed for an hour to I-10 where we went our separate ways. In parting, and after I thanked him for his time and expertise, he stated with conviction, “I just wish someone would do the same for my daughter if she was in this situation. ” Apparently, I was about a year in age to his baby girl.

Hopefully, you learn from my trails and use this advice to your benefit before you find yourself in a precarious situation. Remember:

  • 1. Don’t allow your pride to interfere with what’s in your best interest. There are people in your life that can lend a helping hand. I could have killed myself twice over dumb ass tires. Remember, a little help goes a long way.
  • 2. Think before you act. If I evaluated my situation properly and been patient, I could has purchased new tires. I should have done some research before jumping on a leap of faith.
  • 3. Keep your composure and be assertive. My faith and determination allowed me to work through both situations. Although I was in shock, I never doubted that I would find resolution. I was positive and assured that through my cool demeanor I could work through the dilemma.

After realizing I lost my way, I reestablished my bearing and although I was driving down the wrong road, one thing remains paramount; planning leads to a structured life filled with worthwhile days. Truth be told, even your best efforts to prepare for what’s ahead are still subject to chance because, as many of you have found out, one day you’re driving a working vehicle and in the next, you’re staring at your car as you leave the dealership because you can’t pay for repairs. Recently, I fought this bout with fate.


While attempting to drive to work on a lovely Wednesday afternoon (I thank God I have a job) I put my car in park, per routine, while reaching for something in the back seat. As I returned my car to drive—it didn’t move. Instead, cutting through the tranquility of the moment was a sound which can only be described as the friction between metal on metal, from what I perceived was coming from underneath my car. Unfortunately, as I noted above, my car was NOT moving and there was NOTHING underneath my car!!! With velocity swift enough to set land speed records, my stomach sank to my toes as my money woes erupted in my mind. I had a blown transmission, a very BIG deal because just as I begin getting all of my ducks in a row I’m beat back by a bitch called misfortune.

What’s a girl to do? Dust off and formulate and plan. It’s common knowledge that life has its ups and downs, but throughout it all you must find solutions. When you arrive at that fork in the road ahead, planning will ensure that you don’t have to stray too far from the track. Remain focus andprepare because it is your best chance to be successful.



"Dose of Reality" Volume.1 Issue.5-Patience in Relationships

I reflect on the relationships I fostered throughout my life and conclude that the development of a fruitful coexistence hinges on your ability to be sensitive to the needs of others without neglecting your own. Whether you forge partnerships in business, among classmates or in love, the parties involved must engage each other harmoniously if the effort is to remain in tune. I developed this line of reasoning because of my own shortcomings. I found myself less accommodating to the needs of others and, unfortunately, weakened many of my partnerships as my desires began to carry precedent. I found myself interested in my wants, considering, “If I don’t take care of them, no one will.” Over time, I acknowledged the error of my ways, vowing to make a change; however, I’m still learning the choreography to the dance we do when we partner with one another.

A partnership only works when all parties commit fully to performing the duties required of the complex balancing act that determines success. Individuals must remain responsible for themselves and activities while maintaining understanding of the other party’s commitments while being willing to compromise when things don’t meld. The goal is to develop balance amongst each other. Articulate your desires and expectations and ascertain those of your partner.

Here are some tips to aid in the development of a healthy relationship:

  • Problems are bound to occur. Deal with them immediately. A bad see can grow into a lurid issue that could end a relationship.
  • Communication is KEY!!! Everyone is different and although the behaviors change, personalities remain the same.
  • Sharing creates harmony in relationships. To give without question and expectation creates good rapport.
  • Watch for cues. It’s essential to be observant because there are many things communicated to you nonverbally.
  • Listen. Close your mouth and open your ears!


Even after accomplishing steps 1-5, don’t think the journey toward developing a healthy relationship is over. Despite efforts to put your best foot forward, we all stumble. Every now and again, I traverse rocky roads with my friend and business partner Samantha. We live a nation apart, literally as she resides in LA and I rest my head in Miami. Obviously, the distance apart puts strain on our relationship, but most of the time, that’s the least of our worries. We both have big mouths and a lot of attitude which led us to shed tears on more than one occasion. However, through it all, we’ve found building viable lines of communication takes time and, most importantly, patience. Regrettably for us, like many of you, patience is a bigger enemy than being broke.

Recently, I took a trip to Key West with my mom. While on the way to our destination, we had a disagreement. In my opinion, she wasn’t giving me credit for being patient in regard to the issue I was having with my car. “Crustacea,” what I playfully call my Honda Accord, has been in the shop since Thanksgiving. I recently came into good fortune and managed to muster up 2/3 of the cash needed to service my vehicle, yet 3 weeks later I saw no progress. I thought the world was going to end because shitty South Florida public transportation is not an option. When my mom made the claim that I was being impatient, I lost it. As a result, we spent the next 3 hours of a 4 hour drive from Davie to Key West, having a heart to heart.

In order to illustrate her case, my mother depicted an experience from her life. She explained to me that at 24 years old she believed that she was on the verge of motherhood. She dreamed of having a child and was looking forward to the birth of my brother Gabriel Bonano. Unfortunately, he lived only a few hours and she faced the prospect of a parent’s worst nightmare, the loss of a child. Afterwards, she explained that it took 6 months to speak to anyone and 25 years later, the pain was still apparent in her eyes as she held back tears. She relayed that, “you were the greatest gift God gave me,” as two years later I blessed her life with my presence.

Moments like these offer you perspective on your role and the depth of your relationship with others. At the time, I was confounded by my mother’s response. Now, however, I understand her reasoning. Above all, she wanted me to understand that you must remain patient enough to let things to run their course because the situation always appears dire, but patience allows for clarity and time heals all.

In response, I examined a number of things as they relate to my relationships. I resolve that although Sam and I have our fair share of disagreements, we’re on the right path. We’ve taken time to learn one another as we nurture our partnership for the future. Neither one of us are robots. It takes time for people to grow and mature, so keep in mind:

  • Patience is an exercise of the soul.
  • Open and clear communication is something to work toward and will not happen overnight. If you perceive that things are crumbling around you, take time to grasp the genuine nature of what’s occurred. The situation could be more or less desperate than believed.
  • Re-evaluate your perspective



Friday, January 2, 2009

Samantha's Broke

At the building you see everything. If you know the "building" you know what I'm talking about. Everyone is here because they are BROKE. Even those with college degrees venture to the building to see what "free shit" they can get; I am one of them (LOL). College degrees no longer have the same value they once did, but college exposes you to great things. On the campus of Florida State University, Baronessa Bonano and I met and developed The CaliAmi Partners' LLC. We are working hard and struggling, but we believe our time is coming soon. As we continue to transition from college, we realize how hard the world is and how mean the streets can be. You have to get it how you live, so to speak, so as the days continue to roll by, our journey toward publication is still at a stand still. We patiently wait for our query letters to come in, as we pray, eyes focused on a gleam of light that will direct us out of these deep HOLES!!! I know it sounds melodramatic, but this is how we feel...

I moved from Tallahassee with the belief that we would get our book published and I would find a job. Unfortunately, nothing happens as expected. The first unfortunate circumstanced occurred when a long-time family friend and mentor of mine unexpectantly passed away. It struck me like a heavy handed body shot to the kidney. I took it hard and was very sad. To exacerbate things, I was 8 1/2 months pregnant. I was big as a house and hse was the only person confident enough in me to give me a job. With her gone I found myself unemployed. Expectantly, I shifted my focus forward and was blessed by the birth of my beautiful baby girl, Princess Kennedy Kirsten, on July 2nd and my life changed forever. Now, more than ever, I had to learn to manage my time and minimize spending; incidentally, being in dire straits financially was not the only problem I faced, I was mentally broken. I was exhausted by the responsibility of becoming a new mother and truthfully I had become overwhelmed with other pressing matters, too numerous to name. Alas, it is a start of a New Year and with renewed energy I focus on positive things, one of which is our manuscript. With that being said...

I am officially tired of being broke.

"Dose of Reality" Volume.1 Issue.3

Ballin' on a budget is easier said than done because we all desire to spend our last dime to pleasure ourselves. However, this doesn't have to be the case. Do you believe that you can pamper yourself while maintaining fiscal respsonsibility? If you open your pantry and refrigerator you can find an assortment of helpful things. With a little knowledge and ingenuity you will find that certain foods have additional value beyond filling our stomachs. An example of this would be an at-home facial. At-home facials are convenient because they are relaxed and affordable since they are administered within the quaint confines of your home. After a simple steam bath, a facial would be the perfect dessert after a delectable meal. (Note: PLEASE DO NOT use anything you may be allergic to. If you don't/can't eat it, you SHOULD NOT put it on your face!)

You will need the following ingredient:

1 brown banana
1 tablespoon of honey
1/8 cup of milk

Most people don't like brown bananas but as a stress relieving treatment, a brown banana will do the trick. Mix one tablespoon of honey, 1/8 cup of milk, and one mashed banana to form a paste. Apply the paste to your face and neck. Allow it to sit for 15 minutes, and then wash it off with warm water. Kazaam, a fresher face!

1 tablespoon of honey
4 medium-sized strawberries

Another fruity treat for your face can be obtained by mixing strawberries with honey to form a paste. Strawberries are rich in antioxidants which prevent and correct the harm free radicals cause to our bodies. Apply this paste and let it sit for 20 minutes. Wash off with warm water and admire how radiant and youthful your face looks and feels. 

Take advantage of all your house offers. Open up a night time spa because no other establishment can offer the value and convenience of a facial for under $10. Remember, wellness achieved through healthy lifestyle includes taking time to pamper one's self.


ATTENTION FELLAS: We know what you guys are thinking, "What kind of fruity mess is this?!" Truth be told, some of you are in desperate need of a facial, but will probably avoid one like the plague, so let us put things in perspective for you. "Ask not what the face mask can do for you but," actually, that is exactly what we want you to ask. Seriously, if you guys have a special lady in your life and you shudder at the thought of footing the bill for her next spa treatment, make her a face mask. This is an effective and INEXPENSIVE way to show her you care.

As they say, "out with the old and in with the new." Wash granny's old preserves out of those mason jars collecting dust around the kitchen ("Trap Stars" make sure you clean out any left over residue before you repackage) and simple follow the instructions above. Give your lady friend the gift that keeps on giving but don't just make it for her, apply it as well. Women love to be pampered and in this case, the old saying holds true, "Give and you shall receive!"

Until next time, be safe and let your skin glow!


HAPPY NEW YEAR!

"Dose of Reality" Volume.1 Issue.2

On the song "Black President," Nasir Jones samples a refrain from Tupac Shakur that says, "[and] though it seems heavensent, we ain't ready to have a black president." Apparently we are. We did it and we cannot feel more lifted. See, when you are a resident of a state, Florida, where an election can be stolen from under your nose, you hold your breath during the political process. We took five days to marinate on this historic event and as a result of being very emotional, the magnitude of this moment has yet to sink in. After spending a long night making phone calls to loved ones, most notably our grandparents, who lived through the highs and lows that signify OUR STRUGGLE as minorities in America, you cannot help but find yourself moved by how far we have come and continue to go. After the initial rush of euphoria subsided and we begin to gain clarity, we begin to think, "How will this affect our wallet?" Throughout his entire campaign, President Elect Barack Obama delivered messages of his plan to redistribute wealth and his desire to provide financial relief to the working middle class. Bottomline, as recent college graduates who struggle to fuel our cars given the sudden state of the economy, we need clarity. In an effort to explain how these "comprehensive tax plans" effect our paychecks, we came to some conclusions.

We know what you're thinking, "How do you go from reciting Nas lyrics to talking about taxes?" To be honest, the answer is rather simple. Hip-hop speaks to people about self-empowerment via the almighty dollar using laymens terms. It makes sense for us to try to decipher these economic models using vernacular that is most accessible to our audience. While the mainstream news media continues to make note of this "Tax Issue," most of us are youtubing Beyonce's new hit video. After all, who doesn't like money?

For the 95% of Americans who make 200k or less, these tax proposals may interest you. Allow us to provide you with a to the point, matter of fact, laymans version of our findings.

According to www.BarackObama.com:

1. Attention all grinders! Expect $500 individual workers and $1000 working couples for doing what you do. That's right! For all workers making less than 200k and families making no more than 250k, you will receive a phat stack for being a tax paying citizen. This is your reward for being a vital participant in our nation's economy. It doesn't matter whether you are working at Mickey D's flipping burgers or managing your local bank, expect a nice little kick back in the coming future with Barack Obama in office.

2. Do not fret college student. Obama's tax plan include a refundable $4000 tax credit for families sending their children off to college. That will make community college virtually free and cover approximately 2/3 of tuition costs at a public 4-year college.

3. For approximately 7.5 million baby mamas and daddies making it happen for you and your youngn' guess what? Barack Obama plans to increase tax benefits for child care! HALLELUJAH! Low income families can expect to receive up to a 50% credit on the first 6K of child care expenses.

4. Barack Obama also plans a universal 10% Mortgage Tax Credit that will offset mortgage interest payments making home ownership more affordable! Ownership is what it's all about.

These were some of our favorite highlights from Barack Obama's Comprehensive Tax Plan. Please take the time to think about our future and do some research on your own. Look into what you can expect from your government in the years to come! 

"Dose of Reality" Volume.1 Issue.1

"I really ain't buying all this bullshit they selling me, When the government throwing more curves than the letter C: (Young Jeezy, "Crazy World"). Are these still the sentiments of the American public or are things more optimistic since Barack Obama became the President Elect? How is our society affected by this transition of power? Specifically, how does this help? As recent college graduates we understand the importance of the simple things in life and one of those basic needs is healthcare. Unfortunately, we have fallen victim to the age-old wives tale; graduate, find a job, and you will get the benefits. Sounds easy, right? Not so under the current economic conditions. Jobs are hard to come by and citizens are facing unemployment at record rates. If you're lucky enough to have a job, you're most likely employed in a field that doesn't relate to the discipline you've earned your degree and the bills are mounting. You're probably wondering when those "benefits" are going to kick in. 

What are the costs and benefits associated with President Elect Obama's new healthcare plan? Simply stated, the goal is to provide health insurance that works for employees and their employers, not just the insurance and drug companies. If you are satisfied with your current health insurance, everything remains the same, except your costs will go down by as much as $2,500 per year. Who would not be pleased with having that extra chunk of change in their bank account?

For those of us who have not experienced the benefits of suitable healthcare, new, affordable insurance options will be instated. Let's say you have pre-existing conditions, such as diabetes or high cholesterol. In a time where it is impervious to slip into the insurance companies, you become bombarded with the task of finding satisfactory representation. You don't want to be stuck with bizarre bills or annoying calls from collection agencies. Under the new plan, all insurance companies will be required to accept everyone at fair and stable premiums.

To your grandparents, living off of their social security and retirement benefits, who were recently dropped from their insurance because of a new "condition," the newly established National Health Insurance Exchange would provide a range of private insurance options. Let us not forget all of us ENTREPRENEURS...we too will see "benefits." Obama plans to create a new Small Business Health Tax Credit, which will help small businesses provide affordable health insurance for their employees. So don't be afraid to please your employees and remember they are a reflection of you. The plan for a Healthy America, also creates a way for employees to have lower premiums by having businesses cover a portion of the calamitous healthcare costs.

Healthcare is essential to life--necessary to live. This information is only a snippet from President Elect Obama's healthcare agenda; just as this information was found on www.BarackObama.com, more information can be found there as well. Don't hesitate to research to stay updated with issues, which are related to you. And most importantly stay tuned for more to some from The CaliAmi Partners, LLC as we plan to keep everyone updated on the newest and most relevant information.